Rate Watch Program- If your rate is already lower than the interest rate avialable you may want to put your information into our Rate Watch Program. We will send you emails updating you on interest rate movement. If the rate drops below the rate you currently have you can fill out the application and lock your interest rate for 30 days. This allows the VA loan holder to not be bothered with timing the market and leaves the responsibiltiy of tracking mortgage backed securities up to the professionals. You should only use this program if you can not currently benefit from the current rate on the market. Don't try to attempt to wait for a lower rate if the program is already beneficial. VA allows VA loan holders to complete the IRRRL program as many times as is beneficial to them. If the available rate is lower than your rate, you should take advantage now. If a lower rate becomes avialable in the future you can then streamline again.
If you have any quesitons regarding the Rate Watch Program please click the link above to chat or email us at firstname.lastname@example.org. We can also be reached directly at 443-402-6457.
Credence Funding Corporation is not a government agency, and is not affiliated with any other mortgage lender or banking institution. Credence Funding Corporation is sponsored by the Veterans Administration. Credence Funding Corporation is a licensed Mortgage Lender. Licensed by the Maryland Department of Finacial Regulation 06-20051, Licensed by the Colorado Division of Real Estate, Licensed by the Florida office of Financial Regulation MLD 1041, Licensed by the Georgia Department of Banking and Finance 36848, Licensed by the New Jersey Department of Banking and Insurance, Licensed by the Pennsylvania Department of Banking and Securities 39247, Licensed by the Texas Department of Savings and Mortgage Lending, Licensed by the Virginia Bureau of Financial Institutions MC5662. Licensed by the Tennessee Dept. of Financial Institutions License #124448. Licensed by the California Dept. of Business Oversight License 60DBO44661. Licensed by the Washington Dept. of Financial Institutions License CL-878490
Contact Credence Funding Corporation to find out more about the products and services we can provide. Regarding TEXAS residents and, properties located in TEXAS: "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."
Illinois: James R. Thompson Center, IDFPR-Residential Mortgage Banking, 100 W. Randolph, 9th Floor, Chicago, Illinois, 60601 Tel: (844) 768-1713